Since their establishment in 1922, State Farm has provided exceptional service to millions of satisfied customers. According to the 2020 J.D. Power Study, State Farm performed above average for Insurance Shopping (Auto) and Auto Insurance Claims Satisfaction. Furthermore, State Farm has earned an AA++ rating (the highest from A.M. Best) and the S&P Global Ratings gave State Farm an AA rating for their solid financial position.
Some popular auto insurance coverages include:
- Liability coverage: The minimum required coverage in most states, including coverage against at-fault bodily injury and property damage.
- Collision coverage: This coverage helps pay for damage repair and replacement costs for your vehicle resulting from an accident.
- Comprehensive coverage: This coverage helps pay for replacement and repairs for your vehicle due to non-collision related damage, such as fire or theft.
- Rental car reimbursement: Rental expenses are covered while your vehicle is being repaired.
- Rideshare coverage: Offers rideshare drivers coverage unavailable from their commercial or personal auto insurance.
- Emergency roadside assistance: This involves mechanical assistance, like towing, on the road when your car breaks down.
- Uninsured/underinsured motorist: This covers you against scenarios when you and another at-fault driver without insurance or with little insurance are involved in a collision.
- Medical payments: This covers your passengers and your own medical expenses of injuries suffered in an accident.
- Travel expenses: Travel expenses covered to the driver’s destination if an accident occurs over 50 miles away from their residence.
In addition to their popular coverage plans, State Farm offers generous discounts including:
- Young drivers: Young drivers can save up to 15% and enjoy another discount up to 25% for achieving good grades.
- Defensive driver discount: Completing a defensive driving course could result in a discount.
- Multi-car discount: Insuring multiple vehicles with State Farm will get you a discount.
- Vehicle safety discount: Discounted rates may apply for installing anti-theft and safety features in your car.
State Farm has improved digital access to their services, creating more opportunity for people who rather take care of their insurance needs online. State Farm’s website is easily navigable, intuitive, and filled with practical information. You can get a quote, purchase a policy, locate an agent, or mange a claim online.
Additionally, you can view your insurance card and policy information on your mobile device(s) with State Farm’s customer app. Furthermore, State Farm’s mobile app allows you to get a quote, submit a claim, and view status of claims. It can even locate ATMs. Moreover, State Farm has mobile apps for two of its auto insurance programs: the Drive Safe & Save program and the Steer Clear program for drivers under the age of 25 that tracks driving behavior. Therefore, State Farm allows young drivers to fully benefit from their programs.
